SBA loan solutions are affordable, flexible, and built for small
businesses -
borrow and use the funds for any business purpose, and secure
the most competitive terms on the market.
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Get Funded now
SBA Loans are government-backed loans supported by the U.S. Small Business Administration, created to make financing more accessible and affordable for small businesses. Unlike traditional loans, SBA programs are designed to help entrepreneurs with competitive interest rates, flexible terms (up to 25 years), and lower barriers to approval.
You can use SBA Loans for:
Expanding your business or opening a new location
Purchasing equipment or commercial real estate
Refinancing high-interest debt
Managing cash flow or working capital
Hiring staff or funding growth projects
Your free consultation helps us match you with
the right SBA
Loan.
SBA applications can be daunting, but we simplify the paperwork to give you the best chance of approval.
Our SBA lender network connects you with the right institution, ensuring faster responses and smoother communication
We submit your application, handle questions, and advocate for you to keep the process on track.
Once approved, you’ll get the funds to grow—whether for a new location, equipment, or staff.
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Why Choose an
SBA Loan?
Get Funded now
Flexible & Accessible
Tailored options for startups and growing businesses, designed to meet diverse needs.
Affordable Financing
Competitive rates and longer repayment terms make cash flow management easier.
Wide Range of Uses
Fund equipment, real estate, working capital, and other business priorities.
Growth-Oriented
SBA guarantees reduce lender risk while supporting long-term business growth.
What can SBA Loans be used for?
SBA Loans are incredibly versatile. They can be used for:
How long does it take to get approved for an SBA Loan?
The timeline for SBA Loan approval varies, but you can expect faster results with SBAC Funding managing the process. Depending on the complexity of the application and the loan type, approval can take anywhere from a few weeks to a few months.
What credit score is needed to qualify?
While SBA Loans are more lenient than traditional loans, most lenders prefer a credit score of at least 640. If your score falls short, we can help you explore strategies to strengthen your application.
Can startups qualify for SBA Loans?
Yes! Startups are eligible for SBA Loans, especially through programs like the SBA Microloan. You’ll need a strong business plan and financial projections to demonstrate your potential for success.
Are SBA Loans only for certain industries?
No, SBA Loans are available to various industries, including retail, hospitality, tech, healthcare, and more. However, some industries—like speculative investments or gambling—may not qualify.
Can I apply for multiple SBA Loans?
Yes, as long as your total funding doesn’t exceed the SBA’s maximum limits and the loans serve legitimate business purposes.
