Flexible Funding that is based on your monthly revenue and grows with your business
– access quick, adaptable financing
without fixed monthly payments or equity dilution.
Revenue-based financing (RBF) allows your business to secure growth capital
without the burden of fixed monthly repayments or loss of ownership. Instead,
repayments are made as a small percentage of your ongoing revenue.
This means when your sales slow down, your payments do too—helping preserve cash
flow and reduce financial stress. When business is strong, you pay back more, so your financing naturally aligns with your success.
Ideal for Funding:
Submit a quick, paperless application with essential business and financial details.
Upload recent bank statements, profit & loss records, and revenue projections.
Our team reviews your business profile and provides tailored funding offers, usually within a few days.
Approved funds are transferred directly to your account—ready for immediate use.
Repayments are collected as a fixed percentage of your monthly revenue. No rigid deadlines, no equity lost.
| Feature | Revenue-Based | Traditional Loan |
|---|
Why Choose
Revenue-Based Financing?
Aligned Repayment
Pay only a percentage of your actual revenue, reducing stress during lean months.
No Fixed Payments
Enjoy ultimate flexibility compared to traditional debt.
Quick Access to Capital
Fast approval and disbursement, usually within 2-7 days.
Growth-Oriented
Use funds strategically for marketing, hiring, product launches, or scaling operations.
How do I apply for revenue-based financing with Small Business Assets & Capital?
Applying is simple and straightforward. Start by filling out our online application form on our website. You'll need to provide basic business information, recent financial statements, and revenue projections. Our team will review your application and respond promptly with the next steps.
What are the repayment terms for revenue-based financing?
Repayment terms are uniquely flexible and tied directly to your monthly revenue. Instead of fixed monthly payments, you'll repay a predetermined percentage of your monthly sales, which adjusts based on how well your business performs each month.
Are there any fees associated with revenue-based financing?
Yes, there are minimal fees involved, which will be clearly outlined during the application process. These typically include an origination fee and a small percentage fee based on the financed amount. We believe in transparency, so there are no hidden fees.
How quickly can I access funds once approved?
Once approved, funds are typically available in your business account within a few business days. Our process is designed to be as quick and efficient as possible to ensure you can capitalize on opportunities without delay.
Are there any fees associated with revenue-based financing?
Yes, there are minimal fees involved, which will be clearly outlined during the application process. These typically include an origination fee and a small percentage fee based on the financed amount. We believe in transparency, so there are no hidden fees.
How quickly can I access funds once approved?
Once approved, funds are typically available in your business account within a few business days. Our process is designed to be as quick and efficient as possible to ensure you can capitalize on opportunities without delay.
Can revenue-based financing affect my business credit?
Revenue-based financing does not typically require a traditional credit check that impacts your credit score. However, responsible repayment will positively influence your business's financial profile and can enhance your ability to secure future financing.
What happens if my business experiences a significant downturn?
We understand that businesses can experience fluctuations. In the event of a significant downturn, our flexible repayment structure adjusts accordingly. We also offer dedicated support to help you navigate challenging periods, ensuring that financing does not become a burden.