Imagine a financial solution so aligned with your business’s rhythm that it feels like a partner rather than a burden.
At Small Business Assets and Capital we turn this vision into reality for small businesses, the true engines of our economy, by offering targeted support that promotes sustainable growth and stability.
At Small Business Assets and Capital, we understand that small businesses are the backbone of our economy, and nurturing their growth is our top priority.
That’s why we’re dedicated to offering innovative financial solutions tailored specifically for small enterprises.
One such solution is revenue-based financing—a dynamic and flexible option that aligns perfectly with the ebb and flow of your business activities.
Revenue-based financing stands out as a game-changer for small businesses. Unlike traditional loans that require fixed payments regardless of your business performance, this financing model adapts to your company’s revenue trends.
This means that during slower months, your payment obligations decrease, which can significantly ease financial pressure and enhance your cash flow management.
Aligned Repayments: Tailored to Your Business’s Performance
One of the most significant advantages of partnering with Small Business Assets and Capital for revenue-based financing is our aligned repayment structure.
Payments are determined as a percentage of your monthly revenue, which means your financial obligations automatically adjust to how well your business is doing.
This model ensures that during leaner months, you’re not overwhelmed by fixed payments, allowing you better cash flow management and less financial stress.
No Fixed Monthly Payments: Ultimate Flexibility
Forget the rigidity of traditional loans. With revenue-based financing, there’s no need to worry about a set monthly payment. This flexibility allows you to pay more when your revenue is higher and scale back when it dips.
This responsiveness to your financial reality not only eases stress but also supports more strategic financial planning.
All it takes is a phone call
Quick Access to Funds: Streamlined Funding When You Need It
When opportunities or needs arise, timing is everything. Small Business Assets and Capital ensures a fast approval and funding process, so you can access the capital you need when you need it most.
Our efficient procedures mean that you can jump on opportunities without delay, helping your business maintain its competitive edge.
No Equity Dilution: Keep What You’ve Built
With our revenue-based financing, you maintain complete ownership of your business. Our method avoids the stake dilution often associated with equity financing, ensuring that you remain in full control of your success.
This means you can continue to lead your business towards its vision without external interference.
Step-by-Step Application Process
Applying for revenue-based financing with Small Business Assets and Capital is straightforward. Our process is designed to be as simple and transparent as possible.
You’ll start by submitting an initial application, which includes basic information about your business and its financial health.
Required Documentation and Information
During the application, you’ll be asked to provide essential documents such as recent bank statements, profit and loss statements, and cash flow forecasts. This information helps us understand your business’s financial landscape and tailor our financing to suit your needs.
Approval Process and Timeline
Once your application and documents are submitted, our team works diligently to review your information quickly. Typically, the approval process can be completed in a few business days, ensuring you’re not left waiting and can make timely decisions for your business.
Accessing and Managing Your Financing
After approval, funds are disbursed swiftly into your business account, allowing you immediate access to the capital. Managing your financing is easy with our online platform, where you can view your balance, track repayment history, and analyze how your payments vary with your revenue.
This transparent system allows for full control and monitoring, ensuring you always know where you stand.
Basic Requirements to qualify
To access revenue-based financing through Small Business Assets and Capital, there are a few fundamental criteria your business must meet. These include being established for at least one year and having a minimum monthly revenue threshold. We also require a clear business plan and financial projections that demonstrate the potential for sustained growth.
Financial and Business Criteria
Your financial health matters. We look for businesses with a solid track record of revenue generation and a stable financial history.
This includes examining your cash flow, debt-to-income ratio, and overall business financial management practices. Your business should not only be operational but also financially disciplined.
Revenue Considerations
The revenue model of your business plays a crucial role in determining eligibility. We consider the consistency of your revenue streams and the potential for scalability.
Your business should demonstrate the capability to generate revenue that can comfortably cover repayment within our flexible framework.
Marketing and Advertising Campaigns
Boost your visibility and reach new customers by financing your next big marketing push. Whether it’s digital marketing, billboards, or radio ads, revenue-based financing can provide the funds you need to make a significant impact.
Inventory Expansion
Prepare for seasonal demands or expand your product lines with ease. Financing for inventory can help you manage larger orders without disrupting your cash flow, ensuring you never miss a sales opportunity.
Hiring Additional Staff
Scale your operations and enhance your service with additional team members. Invest in talent to improve productivity and drive business growth, supported by flexible financing.
Launching New Products or Services
Innovate and expand your offerings with financial backing that allows you to develop and launch new products or services, capturing market interest and driving additional revenue.
Experienced and Reputable
With years of experience in providing tailored financial solutions, Small Business Assets and Capital is a trusted partner for small businesses. Our deep understanding of the challenges and opportunities facing small enterprises allows us to offer superior financial products.
Customer Testimonials and Success Stories
Hear from our satisfied clients who have seen tangible growth and success thanks to our revenue-based financing solutions. Their stories highlight our commitment to supporting small businesses across various industries.
Dedicated Support and Financial Guidance
Our team is not just a lender; we’re your financial partners. We provide ongoing support and guidance to ensure you maximize the benefits of your financing and maintain healthy business operations.
All it takes is a phone call
In the relentless pace of business, falling behind isn’t an option. With Small Business Assets and Capital, you gain more than just funds; you secure a lifeline that keeps your operations robust and responsive.
Our revenue-based financing means you can capitalize on opportunities without the crushing weight of fixed repayments.
When your business thrives, you pay back more; when sales dip, you pay less. No missed opportunities, no equity lost—just your business, growing as it should.
Don’t watch from the sidelines as others seize the moment. Apply now and ensure your business is always one step ahead.
How do I apply for revenue-based financing with Small Business Assets and Capital?
Applying is simple and straightforward. Start by filling out our online application form on our website. You’ll need to provide basic business information, recent financial statements, and revenue projections. Our team will review your application and respond promptly with the next steps.
What are the repayment terms for revenue-based financing?
Repayment terms are uniquely flexible and tied directly to your monthly revenue. Instead of fixed monthly payments, you’ll repay a predetermined percentage of your monthly sales, which adjusts based on how well your business performs each month.
Are there any fees associated with revenue-based financing?
Yes, there are minimal fees involved, which will be clearly outlined during the application process. These typically include an origination fee and a small percentage fee based on the financed amount. We believe in transparency, so there are no hidden fees.
How quickly can I access funds once approved?
Once approved, funds are typically available in your business account within a few business days. Our process is designed to be as quick and efficient as possible to ensure you can capitalize on opportunities without delay.
Can revenue-based financing affect my business credit?
Revenue-based financing does not typically require a traditional credit check that impacts your credit score. However, responsible repayment will positively influence your business’s financial profile and can enhance your ability to secure future financing.
What happens if my business experiences a significant downturn?
We understand that businesses can experience fluctuations. In the event of a significant downturn, our flexible repayment structure adjusts accordingly. We also offer dedicated support to help you navigate challenging periods, ensuring that financing does not become a burden.
