OVER $100,000,000 FUNDED - AND COUNTING!
Our network of top lenders, including our own Miracle Funding, is helping businesses like yours access the capital they need.
We strive to maximize profitability by earning the trust of our customers and getting their repeat and referral business. We will do this by hiring top talent. Our people will put the best interests of the customer at the forefront of every deal we put together and treat them with respect and empathy during all interactions.
Decades of experience in lending means we know how to get you the best financing solutions, fully tailored to your business needs.
With a track record of success, we've helped businesses secure over $100M in funding—fueling growth, expansion, and success.
Leading financial funder helping companies with commercial real estate projects to buy, refinance, or expand to support business activities.
Leading the industry in equipment financing, we provide fast, flexible, and competitive funding to keep your business moving forward.
We connect you with over 100 top-tier lenders, including Miracle Funding, SBAC’s sister lending company, to provide you with the best financing.
What types of funding options are available?
Small Business Assets & Capital specializes in revenue-based financing, offering a flexible alternative to traditional loans. This funding option adjusts to your monthly revenue, allowing for more manageable repayments that correlate with your business's financial performance. In addition, SBAC Funding offers SBA Loans, Lines of Credit, Equipment Financing, Invoice Factoring and more!
How do I qualify for business funding?
To qualify for funding with Small Business Assets & Capital, your business should be operational for at least one year and meet a minimum monthly revenue threshold. We also evaluate your financial documentation, such as profit and loss statements and recent bank statements, to ensure a stable financial outlook.
What information do I need to apply for funding?
When applying for funding, you'll need to provide detailed business information including your business name, the time you've been in operation, monthly and annual revenue, and business tax ID. Financial documents such as bank statements and cash flow statements are also required to process your application.
How long does it take to receive funds once approved?
Once your application is approved, funds are typically disbursed into your account within a few business days. Small Business Assets & Capital ensures a swift funding process so you can quickly capitalize on business opportunities.
Are there any fees associated with applying for funding?
There are minimal fees involved with our funding application, primarily consisting of an origination fee and a small percentage based on the financing amount. We strive for transparency, so all fees are clearly communicated during the application process, ensuring there are no surprises.
Our Process
Step 1
Gather business financial records including 4 months of business bank statements.
Step 2
Complete the application form and provide necessary documents to SBAC Funding.
Step 3
Review terms, sign the contract, and fulfill any remaining conditions for loan approval.
Our Services
Borrow and use the funds for any business purpose, and secure the most competitive terms on the market.
Leverage your business's cash flow to maximize your funding amount.
Offers access to capital on an as-needed basis and only pay interest on what you draw.
Purchase the equipment your business needs and pay over an extended schedule.
Transform invoices into instant cash, ensure steady cash flow, and expand your business without delays.
Advance your practice with tailored loans, invest in new tech, and expand your services to excel in healthcare.
Secured by business collateral such as inventory, accounts receivable, equipment or real estate, among other business assets.
Intended to buy, refinance, or expand your business via traditional bank loans of several different types, some of them government backed, to support business activities.
The most exciting and fulfilling part of being a business owner is helping exceed a client's expectations. The least exciting?
All the paperwork and headache it takes to make a living doing it.
With 20 years of experience as business owners, we can help get your operation running smoothly. Are you looking to grow? Or maybe you are content, but are facing other financial obstacles getting where you need to be. Have supply price increases changed how you operate? Are you having to spend more to get the word out about your company? Has the economy affected your client's ability to pay, increasing your A/R? Are you concerned about making payroll or keeping your doors open? No matter what, we have been there–and can help YOU avoid it.
Regardless of the size of the company, your goal remains the same: client happiness. Our goal is to ensure you can continue to focus on those clients while running a successful business, whatever that means to you. Let’s face it: no one wants to work for free. You provide a valuable service and should be compensated timely for it.
Our network of top lenders, including our own Miracle Funding, is helping businesses like yours access the capital they need.
